SPEECHES FMCG has been an invited speaker at premier association conferences around the world. UPCOMING SPEAKING ENGAGEMENTS RECENT SPEAKING ENGAGEMENTS Innovation’s Role in the Strategy-Execution Continuum 26th International Retail Banking Forum 2008 - VRL Knowledgebank, April 2008 Theo Moumtzidis, Managing Vice President   Retail Distribution Strategy & Execution: Powerful Stock Price Levers BAI, November 2007 Jim McCormick, President and Brian Hartzer, Group Managing Director (ANZ) Deposit growth and small business focus are the top two requirements for retail banks to out perform the market. Small Business Deposit Strategies Consumer Bankers Association, October 25, 2007 Jim McCormick, President and Theo Moumtzidis, Managing Vice President Institutions are changing their outlook when developing relationships with their customers, recognizing the benefits of using deposits as a lead product from both a profitability and customer service perspective. This session addresses strategies banks are implementing to gain more wallet share by positioning small business solutions around deposit-rich relationships. This presentation discusses recent analyses on the value of deposits to banks’ stock prices and steps that successful banks have taken to gain share. Branching Trends and Insights Jones Lang LaSalle 2007 Banking Executive Forum, October 25, 2007 Kenneth Alverson, Vice President Measuring the Impact of Direct Marketing in Financial Services American Banker/SourceMedia Financial Services Marketing Conference 5th Annual Financial Services Marketing Symposium, October 16, 2007 Robert M. Tetenbaum, Executive Vice President When direct marketing ROI is measured correctly, results can be surprising. This presentation discusses how best practitioners of direct marketing use advanced approaches in segment targeting, message tailoring and campaign measurement to consistently earn 300+% return on marketing investment. Case studies illustrate the importance of measuring the life-time value (LTV) of campaigns, and avoiding the pitfalls of metrics that fail to fully account for profitability, including: Response rate Cost per acquired account (CPA) Performance un-adjusted for Control Opportunities to Create Value in Financial Services: 27 Years of Serving Depositories Plus their Vendors and Competitors Capital Roundtable MasterClass™ on Financial Services Companies - How to Source & Evaluate Middle-Market P.E. Opportunities September 25, 2007 Jim McCormick, President Institutions are changing their outlook when developing relationships with their customers, recognizing the benefits of using deposits as a lead product from both a profitability and customer service perspective. This session addresses strategies banks are implementing to gain more wallet share by positioning small business solutions around deposit-rich relationships. This presentation discusses recent analyses on the value of deposits to banks’ stock prices and steps that successful banks have taken to gain share. Drivers of Stock Price Perspectives from FMCG Analytics and “Standing in Line” NIRI 2007 Annual Conference and IR Services Showcase, June 4, 2007 http://www.niri.org/ Jim McCormick, President Organic Deposit Growth: Why it is Critical and Key Strategic Issues Consumer Banking Association, May 2007 Jim McCormick, President Discusses FMCG's analyses on the value of deposits to banks' stock prices and steps that successful banks have taken to gain share. We also look at the future and discuss the most important strategic issues related to retail deposits. More Miles to the Gallon: Understanding Your Efficiency Ratio 8th Annual Digital Insight National Conference, March 2007 Gordon Goetzmann, Executive Vice President Most institutions are realizing this may be the most telling measurement of just how their business is competing, and winning, in today's challenging and highly competitive marketplace. But what is an efficiency ratio? How is it calculated? What does it say and how can it be improved? Implications of "Online" on Retail Banking Royal Media Group, Online Banking Summit, March 13, 2007 Theo Moumtzidis, Managing Vice President Small Business Banking: Profitable Now with Upside Potential Royal Media Group, Small Business Banking Summit, February 8, 2007 Jim McCormick, President and Theo Moumtzidis, Managing Vice President